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An Insurance Program Made for Water Entities

Water District Worker

Protection your clients deserve.

What would we do without water? Those working in the water industry provide essential support for communities across the country. Let's work together to help them take on any challenges they may face, so they can keep their services flowing without the worry.

Our program is available in most states and has served water entities since 1993.

States where coverage is available

Coverage Highlights


  • Underwritten by an A.M. Best “A” (Excellent) XV rated carrier
  • Underwriters specialize in the water industry
  • Coverage available in most states
  • 19 property enhancements
  • Defense cost outside the limit
  • Flood and earthquake coverage available
  • General liability pollution exclusion exceptions
  • Total blanket limit for sewer and drain backups

Think you've seen insurance for water entities before?

Think again! Keep your clients' operations running smoothly and their employees protected. Offer them peace-of-mind in the form of comprehensive coverages from a carrier who has experience working with water entities and can have their back in the moments that matter most.

Find property and general liability insurance and other additional options such as occupational accident & business travel, privacy crisis management expense including cyber extortion, employment practices liability and more.

Enjoy personalized service supported by a global enterprise.

Glatfelter is proud to be an AIG company.

Partner with us

We take pride in protecting:


  • Mutual water companies
  • Water districts
  • Irrigation entities
  • Sewer and wastewater entities
  • Conservation districts
  • Public, private and non-profit utilities

We offer:

Partner with us
Water Employee Inspection

Keep client safety top-of-mind.

From the facility and its unique equipment to the chemicals used for treatment, water entities face many exposures. Our risk resources have been created by experts who have first-hand experience in the industry, so you can better help clients take on the unexpected.

Visit our Risk Management section for downloadable communiques, checklists, self-assessments and infographics to help boost their safety and efficiency.

Browse Resources
MemberGuard

Are your clients thinking about joining a pool?

Remind them—not all are created equal!

MemberGuard, a fully-reinsured property and casualty pool serviced by Glatfelter Public Practice, can provide your California water entity clients with insurance coverages tailored to their unique needs and offers potentially greater cost savings and access to California Rural Water Association’s (CRWA) specialized training and services!

Find out if your clients are eligible here, and apply today!

Learn more about MemberGuard

Have questions about our products? We have answers!

Check Out Our FAQs